prevention is a key element of cost control and a valuable service provided
to all of our clients. Through comprehensive, proactive analysis of a
business’ management policies, safety programs, and training, our
loss prevention representatives formulate constructive safety recommendations
and feasible, industry-specific action plans. This in turn reduces hazards,
policies, and practices that can cause claims.
Safety surveys are an integral part of a safety plan, creating safer work
environments through hazard detection and abatement, and preserving the
integrity of the program. RMS conducts on-site inspections prior to accepting
a business if deemed appropriate. A hazardous class code, above average
loss history, or multiple claims for the same type of accident will result
in an inspection. Current policyholders are also inspected if high losses
or similar types of claims occur. Unsafe procedures are the primary cause
of workplace injury, and RMS uses site survey data to assist businesses
in identifying areas in which to concentrate additional training and education.
The Loss Prevention department provides information on many safety topics,
including orientation training, hazard communication, and personal protective
RMS also helps members reduce costs through the implementation of drug
and alcohol policies. Substance abuse in the workplace increases accidents
and absenteeism and decreases productivity and profitability. RMS utilizes
cost reduction tools and state laws protecting employers, directly affecting
the bottom line.